Free guide
US pensions & 401(k) for American expats
Not advice and nothing to sign. What to do with a 401(k) or IRA from Thailand, when a Roth conversion helps and when it does not, how the US and Thai systems interact on remitted income, and the FBAR, FATCA and PFIC reporting that catches Americans out.
What is inside
- A 401(k) or IRA left behind: leave it, roll it, or convert
- Roth conversions, and when they earn their place
- The US-Thai interaction on the same income
- Reporting, and the PFIC trap: FBAR, FATCA and pooled funds
What's inside
Chapter by chapter
- 01A 401(k) or IRA left behind: leave it, roll it, or convert
- 02Roth conversions, and when they earn their place
- 03The US-Thai interaction on the same income
- 04Reporting, and the PFIC trap: FBAR, FATCA and pooled funds
Who this is for
American expats in Thailand with a 401(k), IRA or other US retirement account, who carry US tax reporting wherever they live.
The advisor
Richard Knight
Richard Knight is a British national with fifteen years' experience in private wealth management, advising internationally mobile clients across Asia, Europe and beyond. Based in Thailand, he works with expatriates and international families navigating the complexities of cross-border wealth, retirement and estate planning.
The practice is built on first-hand experience of international relocation and long-term expatriate life, rather than a purely theoretical understanding of it.
He is an Associate Member of the UK's Chartered Institute for Securities & Investment (ACSI) and holds CISI qualifications in Financial Planning and Investments.
He also serves as Vice Chair of the British Chamber of Commerce Thailand in Hua Hin, supporting the local business and expatriate community.
Richard maintains a deliberately limited client base, focusing on conservative, long-term planning for people who value clarity, stability and peace of mind over unnecessary risk.
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