Pension transfer calculator
The twenty-year cost of a one-percentage-point fee difference.
See what a high-fee pension structure costs over twenty years, set against a low-fee one, in pounds, side by side.
Adjust the assumptions on the right. The gap compounds because fees are charged on the growing balance, not the starting pot.
Cumulative fees, 20 years
High fee · 1.5%
£233,080
Low fee · 0.45%
£78,646
Difference
£154,434
The cumulative cost difference of the two structures across the horizon, all else equal.
A guide, not financial advice. Your situation will differ.
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