Private wealth · ThailandRichard Knight, ACSI · Private wealth, Thailand
Wealth advice for expats in Thailandyou can trust
UK pensions, Thai tax, retirement and estate planning.Over fifteen years of UK pension, Thai tax, retirement and estate planning for British, Russian and global expats in Thailand.
15+ years in private wealth managementFree 30-minute consultation, no obligation.
Credentials & affiliations
Accredited & affiliated with
The advisor
Richard Knight
Richard Knight is a British national with fifteen years' experience in private wealth management, advising internationally mobile clients across Asia, Europe and beyond. Based in Thailand, he works with expatriates and international families navigating the complexities of cross-border wealth, retirement and estate planning.
The practice is built on first-hand experience of international relocation and long-term expatriate life, rather than a purely theoretical understanding of it.
He is an Associate Member of the UK's Chartered Institute for Securities & Investment (ACSI) and holds CISI qualifications in Financial Planning and Investments.
He also serves as Vice Chair of the British Chamber of Commerce Thailand in Hua Hin, supporting the local business and expatriate community.
Richard maintains a deliberately limited client base, focusing on conservative, long-term planning for people who value clarity, stability and peace of mind over unnecessary risk.
Areas of focus
The work Richard takes on
Cross-border financial planning for expats in Thailand: UK and overseas pensions, the 2024 Thai remittance rules, retirement income, and estate planning across multiple jurisdictions. Every cost, and what it pays, shown in writing before you decide.
UK Pension Transfers
The transfer decision, made on the maths, not the commission.
Learn moreTrusts & Fiduciary Planning
Where a trust earns its place, and where it does not.
Learn moreInheritance Tax Planning
The long-term-residence question, addressed before it is settled.
Learn moreLast Will & Testament
A coherent will set across the jurisdictions you actually touch.
Learn moreThai Tax Planning
The 2024 remittance rule, read against your actual income.
Learn moreRetirement Planning
A sustainable drawdown plan, not a projection.
Learn more
How the practice works
Three conversations before any commitment
A measured introduction, a written plan, and a clear engagement. No long sales process. No pressure on the first call. You leave the first meeting with a clearer view of what is in front of you, whether or not the work proceeds.
- 01
An introduction
Thirty minutes by video, or in person at the Bangkok, Hua Hin or Pattaya office. A discussion of your situation, your concerns, and what the years ahead are intended to look like. Rough figures are sufficient. No documents required in advance.
- 02
A written plan
A second meeting where the work is appropriate for both parties. A written summary of the plan, the moves in priority order, the realistic timeline, and the cost in plain numbers.
- 03
An engagement, in writing
A written engagement letter that sets out how I am paid, commission on what is arranged and a fee on what is managed, with every figure and what it pays, before you proceed. Either party may end the engagement at any time. Custody arrangements remain in place regardless.
What to expect
What working with me involves
- 01
A written plan, before any work
A written plan and engagement letter, agreed before any work begins. Nothing proceeds on a handshake.
- 02
Every cost, before you decide
How I am paid, commission on what is arranged and an ongoing fee on what is managed, is set out in writing, with the amounts, before you commit to anything.
- 03
Plain English, with the trade-offs
Recommendations are explained in plain English, with the trade-offs, not only the upside.
- 04
Your money, held independently
Client assets are held by an appointed trustee or a regulated platform, never by me. You can end the relationship at any time.
- 05
A small book, by design
The work stays considered, not volume-driven. The relationship is reviewed at least twice a year: an annual review and a six-month check-in.
Costs and conflicts are documented before you become a client.
Free guide
The 2026 expat in Thailand tax and pension playbook
Richard Knight · richardknightuk.com
Free · About 12 minutes to read
The 2026 expat in Thailand
tax and pension playbook
The 2024 Thai remittance rules changed how pension income is taxed. What that means for you, what a QROPS really does, and the moves that compound over the next five years.
“Richard works in finance business for many years and his recommendations are reliable and efficient. He is very attentive to the clients and help them to come to the most beneficial solution. Having Richard as your personal finance consultant you can feel secure for your future.”
“Richard is reliable person, with good knowledge of the products that he propose to clients. He want client to understand the process and he cares of the client future.”
“Richard is a great and reliable service provider.”
Where clients work
Employer information is provided by clients during the consultation process and is not independently verified. Logos shown are trademarks of their respective owners and do not imply endorsement of Richard Knight or Business Class Asia.
Client
Questions
Begin a conversation
Thirty minutes, by video or in person at the Bangkok, Hua Hin or Pattaya office. Free, and without obligation. You leave with a clearer view of what is in front of you, whether or not the work proceeds.
Book a meeting
Choose a time that suits you
Thirty minutes with Richard Knight, ACSI directly. By video, phone, or in person. No obligation.