Free guide
UK pension transfers after the Finance Act 2026
Not advice and nothing to sign. What the April 2027 change does, how a transfer reads against leaving the pension where it is, and the due-diligence questions to put to any advisor before you sign a transfer instruction. Useful even if you never contact me.
What is inside
- The Finance Act 2026 IHT change, and who it catches
- Pension types and the transfer landscape: DC, DB and the State Pension
- SIPP versus QROPS, and the 25 per cent Overseas Transfer Charge
- The 2024 Thai remittance rule applied to pension income
- The due-diligence questions to put to any advisor
What's inside
Chapter by chapter
- 01The Finance Act 2026 IHT change, and who it catches
- 02Pension types and the transfer landscape: DC, DB and the State Pension
- 03SIPP versus QROPS, and the 25 per cent Overseas Transfer Charge
- 04The 2024 Thai remittance rule applied to pension income
- 05The due-diligence questions to put to any advisor
Who this is for
British expats in Thailand with one or more UK pensions, weighing a transfer against leaving it where it is.
The advisor
Richard Knight
Richard Knight is a British national with fifteen years' experience in private wealth management, advising internationally mobile clients across Asia, Europe and beyond. Based in Thailand, he works with expatriates and international families navigating the complexities of cross-border wealth, retirement and estate planning.
The practice is built on first-hand experience of international relocation and long-term expatriate life, rather than a purely theoretical understanding of it.
He is an Associate Member of the UK's Chartered Institute for Securities & Investment (ACSI) and holds CISI qualifications in Financial Planning and Investments.
He also serves as Vice Chair of the British Chamber of Commerce Thailand in Hua Hin, supporting the local business and expatriate community.
Richard maintains a deliberately limited client base, focusing on conservative, long-term planning for people who value clarity, stability and peace of mind over unnecessary risk.
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